Once we have learned about your financial situation, understood your financial timeline and determined your risk appetite, we further invest in you by creating an initial allocation strategy. This initial allocation strategy provides the basis for transition from your existing portfolio to one that is better aligned with your goals and objectives.
Many times the nail is hit on the head and no additional modifications are required. However, with many investors their legacy stock positions, and the accompanying capital gains tax ramifications, require that additional modifications to the base allocation. Other times it may be determined via the projection and regression analysis applications in our goal planning and monitoring software that the selected allocation requires additional modifications to meet your financial goals with the least amount of risk.