An effective strategy for evaluating retirement and estate planning options is to consider converting a traditional IRA to a Roth IRA. Revisiting Roth conversions may be appropriate due to recent market valuations given the volatile market decline.&n

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Medicaid Spend Down is a process that examines an applicant’s assets and income, and applies the Medicaid limit criteria, which varies from state to determine how much could be spent down, to be eligible for Medicare benefits, especially long-term

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An effective strategy for evaluating retirement and estate planning options is to consider converting a traditional IRA to a Roth IRA. Revisiting Roth conversions may be appropriate due to recent market valuations given the volatile market decline.&n

Read more

Medicaid Spend Down is a process that examines an applicant’s assets and income, and applies the Medicaid limit criteria, which varies from state to determine how much could be spent down, to be eligible for Medicare benefits, especially long-term

Read more

Diversify Your Team’s Payroll  l  Invest Over Many Non Or Loosely Correlated Asset Classes. Smart Baseball Managers spread their salary cap over the entire field and they try to not over-invest in anyone position.  Depending upon the

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Determine your risk tolerance.  Every investor has a unique tolerance to enduring market losses and to avoiding too good-to-be-true opportunities.  These tolerances change over time.  Wealth and Financial Planners usually ask their cli

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Start Early – The earlier in your career you start saving the less you will have to save every month and year to reach your retirement goal. This is known as the power of compounding interest.  Example if you save $5,000 a year for 20

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Managing sudden inherited wealth can be overwhelming. Who can you trust to help you manage this newfound wealth?  How do you know a wealth manager is working in your best interest? 

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Start Retirement Saving Now – The earlier you begin retirement savings the less you will have to put away every year to reach your retirement goal.  Example if you save $10,000 a year for 20 years at an 8% return you will have saved a

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Managing inherited wealth can be complex. Who can you trust to help you manage this newfound wealth?  How do you know a wealth manger is working in your best interest? 

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